How to Get Rid of PMI and Save $200 - $400 a Month Today!

Do you have private mortgage insurance? If so, here’s something very important that you should know.

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I know a lot of you out there are paying for PMI (Private Mortgage Insurance) which can be as much as $400 a month. Private Mortgage Insurance is a premium you are charged because when you purchased your home you didn’t have 20% of the purchase price to put as a down payment. This protects the lender in the event you (borrower) stops making payments.

If you haven't noticed, housing prices have been on the rise for several years and many of you now have 20% equity -- And what a shock— your lender isn’t telling you this.

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You can save yourself $200 to $400 a month.

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You need to call me right away!! I will run comparables (comps) based on recent sales in your neighborhood and give you a good idea if you now have 20% equity which will potentially save you hundreds of dollars a month. If you do, contact your lender straightaway to have them run an official appraisal to validate your current equity and eliminate your PMI!! Start saving $$$$$$$$ today!

If you’re curious about this or have questions about the value of your home, don’t hesitate to reach out to me. I’m here to help!

**A broker is licensed to render real estate advice. If you desire tax, legal or lending advice, consult the appropriate professional. Videos and marketing by Broker are intended to help educate the public. Laws and real estate practices may change at anytime. All information deemed reliable but is not guaranteed and determined on a case-by- case basis. If your property is listed, please disregard as it is not our intention to solicit. We cooperate fully with other brokers. Equal Housing Opportunity and member of the National Association of Realtors.

Smart Home Technology That Will Add Value to Your Home

These small, really cool changes can add value and make your home more desirable.

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Over the last several months many buyers have been requesting to see homes with “Smart Technology” so I thought it would be a great idea to let you know the items most requested. These small, really cool changes can add value and make your home more desirable.

• Smart Home Security Systems can make your home stand out, and you won’t have to shell out thousands of dollars to make your home shine. Additionally, smart home features may signal to buyers that the home is updated and may have other desirable traits, upgrades or features. (Suggestions are Nest Learning Thermostat & Honeywell Lyric 5 for Thermostats and Comcast and ADT for Smart Security Systems).
• Alexa & Google Home – Voice Command for your entire home. You can do things like controlling your stereo system, turning lights on and off and controlling your thermostat.  (Alexa/Google Voice).
•  Video Doorbell – Ring is the most popular right now. You can see who is at the door on your phone whether you are home or not and actually speak to them.

Other “Smart” upgrades that can increase the value of your home are:

• Tankless Water Heaters - never run out of water because they heat your water on demand, instead of storing 40 or 50 gallons of hot water.

• Smart Door locks, Smart Sprinkler controls, Smart Air conditioners and Smart appliances

Last but certainly not least is Solar Panels – only if you want to eliminate your electricity costs for as long as you own your home. The best investment I’ve ever made!

**A broker is licensed to render real estate advice. If you desire tax, legal or lending advice, consult the appropriate professional. Videos and marketing by Broker are intended to help educate the public. Laws and real estate practices may change at anytime.  All information deemed reliable but is not guaranteed and determined on a case-by-case basis. If your property is listed, please disregard as it is not our intention to solicit. We cooperate fully with other brokers. Equal Housing Opportunity and member of the National Association of Realtors.